Mortgage Broker · Idaho
“From Boise to Coeur d'Alene.”
Buying or refinancing in Idaho? I'm a licensed Idaho broker — and right next door from my Tri-Cities base. Independent, honest, and shopping multiple lenders to land you the best rate.
Your Idaho Broker
Idaho is one of the fastest-growing states in the country, and I love helping buyers plant roots here — whether you're purchasing in the booming Boise metro, settling in North Idaho, or refinancing a home you already own. Everything can happen securely online, by phone, or in person.
As an independent broker backed by Barrett Financial Group, I'm not tied to one lender's rate sheet. I compare programs to find the fit that's right for your Idaho purchase.
Idaho buyers get the same honest, hands-on guidance — from your first question to the closing table.
— Stef Simmons, Mortgage Broker · NMLS #1607894
Book a Call →Communities I Serve
From the Treasure Valley to the Panhandle — statewide, and relocation-friendly.
Boise, Meridian, Nampa, Caldwell, and Eagle — the fast-growing Treasure Valley.
Coeur d'Alene, Post Falls, Hayden, and Sandpoint in the Idaho Panhandle.
Idaho Falls, Twin Falls, Pocatello, and the Lewiston/Moscow area near the Washington border.
Also lending in the Tri-Cities, WA, Oregon & Texas. See Kennewick & the Tri-Cities, Portland & Oregon, or Texas.
What I Can Help With
Flexible options for buyers with solid credit and steady income.
Lower down payments and flexible credit — great for first-time buyers.
Zero-down financing and strong benefits for veterans and service members.
No-down-payment loans for eligible rural and suburban Idaho homes.
Financing for higher-value homes above conventional limits.
Lower your rate, change your term, or tap into your home's equity.
Also offering bank statement, ITIN, and DSCR (investor) loans, plus other non-QM programs. See all loan options →
Trusted by homebuyers across Idaho, Washington, Oregon & Texas.
Read Google Reviews →Good to Know
Yes. I'm licensed in Idaho and help buyers and homeowners across the state — from the Boise metro to North Idaho — with purchases and refinances.
The Boise metro (Boise, Meridian, Nampa, Caldwell, Eagle), Coeur d'Alene and North Idaho, plus Idaho Falls, Twin Falls, and communities statewide.
Definitely. Relocations are a big part of what I do, and I'm licensed in Idaho, Washington, Oregon, and Texas — so I can help whether you're moving to Idaho or from it.
Let's Talk
Call or text (503) 481-7866, email simmons@barrettfinancial.com, or reach out below.