Mortgage Broker · Wyoming
Your Wyoming mortgage BFF.
“From Cheyenne to Jackson Hole.”
Buying or refinancing in Wyoming? I'm a licensed Wyoming mortgage broker helping buyers across the state — independent, honest, and shopping multiple lenders for a competitive rate, with everything handled securely online, by phone, or by text.
Your Wyoming Broker
Big-country home financing, handled personally
Wyoming buyers don't fit one mold — and neither should their loans. Cheyenne sits within commuting reach of the Front Range, Casper and Gillette anchor the energy economy, Laramie adds a university market, and Jackson Hole is one of the priciest resort markets in the country. Add wide-open rural properties, and the right loan really depends on the place and the plan.
As an independent broker backed by Barrett Financial Group, I'm not tied to a single lender's rate sheet — I compare programs across lenders and walk you through the options in plain language, wherever in Wyoming you're buying.
From a first home in Cheyenne to acreage outside Sheridan, you'll get honest guidance and a broker who actually picks up the phone.
— Stef Simmons, Mortgage Broker · NMLS #1607894
Book a Call →Communities I Serve
Home loans across Wyoming
From the capital to the mountains and the basin — statewide, and relocation-friendly.
🤠 Southeast Wyoming
Cheyenne and Laramie — the capital region, within reach of the Colorado Front Range.
⛰️ Central & Northern Wyoming
Casper, Gillette, Sheridan, and Cody — the energy and ranching heart of the state.
🏔️ Western Wyoming
Jackson, Rock Springs, Green River, Evanston, and Pinedale, plus communities statewide.
Also lending in Washington, Oregon, Idaho, Texas & Arizona. See Kennewick & the Tri-Cities, Portland & Oregon, Idaho, Texas, or Arizona.
What I Can Help With
Loan options for Wyoming buyers
Conventional
Flexible financing for primary homes, second homes, and many acreage properties.
FHA
Lower down payments and flexible credit qualifying for Wyoming first-time buyers.
VA
Zero-down financing for veterans and service members, including the F.E. Warren AFB community in Cheyenne.
USDA
No-down-payment loans for eligible buyers — much of rural Wyoming qualifies.
Jumbo
Financing above conventional limits for higher-priced markets like Jackson Hole and Teton County.
Refinance
Lower your rate, change your term, or tap the equity in your Wyoming home.
Also offering bank statement, ITIN, and DSCR (investor) loans, plus other non-QM programs. First-time buyer? Ask me about assistance resources — the Wyoming Community Development Authority is the state’s housing finance authority. See all loan options →
Trusted by homebuyers across Wyoming and the Mountain West.
Read Google Reviews →Good to Know
Wyoming mortgage FAQs
Do you do home loans in Wyoming?
Yes. I'm licensed in Wyoming and help buyers and homeowners across the state — Cheyenne, Casper, Laramie, Jackson, and everywhere in between — with purchases and refinances, all handled securely online or by phone.
Can you finance rural property or homes with acreage in Wyoming?
Often, yes. Options depend on the property and how it's used — USDA loans cover eligible rural areas, and conventional programs work for many homes with acreage. Tell me about the property and I'll walk you through what fits.
Do you help buyers relocating to Wyoming?
Definitely. Wyoming's no-state-income-tax draw brings a steady stream of newcomers, and I'm licensed in Wyoming, Washington, Oregon, Idaho, Arizona, and Texas — so I can help whether you're moving to Wyoming or from it.
Last reviewed: August 2026. This page is general education, not financial advice or a commitment to lend.
Let's Talk
Ready to get started in Wyoming?
Call or text (503) 481-7866, email simmons@barrettfinancial.com, or reach out below.