Mortgage Broker · Portland & Oregon
“Portland roots, statewide reach.”
I got my start in Portland — and I still help a whole lot of Oregonians buy and refinance homes, from the metro to the coast. Independent, honest, and genuinely in your corner.
Rooted in Portland
Portland is where I started in this business, and Oregon has stayed a huge part of what I do. From first-time buyers in the metro to homeowners refinancing across the state, I bring the same local familiarity and personal care to every Oregon loan.
As an independent broker backed by Barrett Financial Group, I compare lenders and programs instead of pushing one bank's products — so you get the option that actually fits your goals.
Portland is where it started for me — and Oregon buyers still get my full attention.
— Stef Simmons, Mortgage Broker · NMLS #1607894
Book a Call →Communities I Serve
The Portland metro and beyond — wherever you're planting roots in Oregon.
Portland, Beaverton, Hillsboro, Gresham, Lake Oswego, Tigard, and the surrounding suburbs.
Salem, Eugene, and the growing communities up and down the I-5 corridor.
From Central Oregon to the coast — if it's in Oregon, I can help you finance it.
Also lending in the Tri-Cities, WA, Idaho and Texas. See Kennewick & the Tri-Cities, Idaho, or Texas.
What I Can Help With
Flexible options for buyers with solid credit and steady income.
Lower down payments and flexible credit — great for first-time buyers.
Zero-down financing and strong benefits for veterans and service members.
No-down-payment loans for eligible rural and suburban Oregon homes.
Financing for higher-value homes above conventional limits.
Lower your rate, change your term, or tap into your home's equity.
Also offering bank statement, ITIN, and DSCR (investor) loans, plus other non-QM programs. See all loan options →
Trusted by homebuyers across Oregon, Washington & Texas.
Read Google Reviews →Good to Know
Yes. I was originally based in Portland and continue to do a large share of Oregon loans across the metro and statewide.
The full Portland metro — including Beaverton, Hillsboro, Gresham, Lake Oswego, Tigard, and surrounding communities — plus anywhere else in Oregon.
Absolutely. I'm licensed in both Oregon and Washington (and Texas), so I can help whether you're moving to Portland, the Tri-Cities, or across state lines.
Let's Talk
Call or text (503) 481-7866, email simmons@barrettfinancial.com, or reach out below.