Local Mortgage Broker · Kennewick, WA
“You're never just another file.”
Buying or refinancing in the Tri-Cities? I'm a local, independent broker based right here in Kennewick — shopping multiple lenders to find you the best rate, with honest guidance every step of the way.
Your Local Broker
My office is at 6 N Everett Street in Kennewick, so the Tri-Cities aren't just a market to me — they're home. Whether you're a first-time buyer in Pasco, moving up in Richland, or refinancing in Kennewick, you get a broker who's local, responsive, and genuinely in your corner.
As an independent broker backed by Barrett Financial Group, I'm not tied to one bank's rate sheet. I compare lenders and programs to find the fit that's right for you.
Local knowledge, honest guidance, and a real person who picks up the phone.
— Stef Simmons, Mortgage Broker · NMLS #1607894
Book a Call →Communities I Serve
Proudly helping buyers and homeowners throughout Eastern Washington.
My home base — first-time buyers, move-up buyers, and refinances across Kennewick and Finley.
Growing communities north and east of the river, including new construction and USDA-eligible areas.
From established neighborhoods to new builds, plus nearby Benton City.
Also lending anywhere in Washington, plus Oregon, Idaho and Texas. See Portland & Oregon, Idaho, or Texas.
What I Can Help With
Flexible options for buyers with solid credit and steady income.
Lower down payments and flexible credit — great for first-time buyers.
Zero-down financing and strong benefits for veterans and service members.
No-down-payment loans for eligible areas around the Tri-Cities.
Financing for higher-value homes above conventional limits.
Lower your rate, change your term, or tap into your home's equity.
Also offering bank statement, ITIN, and DSCR (investor) loans, plus other non-QM programs. See all loan options →
Trusted by homebuyers across the Tri-Cities, Washington, Oregon & Texas.
Read Google Reviews →Good to Know
Yes — Kennewick is my home base. I work with buyers throughout the Tri-Cities, including Pasco, Richland, West Richland, Benton City, Burbank, and Finley, and anywhere else in Washington.
Yes. My office is at 6 N Everett Street in Kennewick, WA. Being local means I know the market and can meet in person, by phone, or online — whatever works for you.
Conventional, FHA, VA, USDA, and jumbo loans, plus refinancing and cash-out options. As a broker I shop multiple lenders to find the best rate and fit.
Let's Talk
Call or text (503) 481-7866, email simmons@barrettfinancial.com, or reach out below.