Mortgage Broker · Portland & Oregon
Your Oregon mortgage BFF.
“Portland roots, statewide reach.”
I got my start in Portland — and I still help a whole lot of Oregonians buy and refinance homes, from the metro to the coast. Independent, honest, and genuinely in your corner.
Rooted in Portland
An Oregon mortgage broker who never left the state behind
Portland is where I started in this business, and Oregon has stayed a huge part of what I do. From first-time buyers in the metro to homeowners refinancing across the state, I bring the same local familiarity and personal care to every Oregon loan.
As an independent broker backed by Barrett Financial Group, I compare lenders and programs instead of pushing one bank's products — so you get the option that actually fits your goals.
Portland is where it started for me — and Oregon buyers still get my full attention.
— Stef Simmons, Mortgage Broker · NMLS #1607894
Book a Call →Communities I Serve
Home loans across Oregon
The Portland metro and beyond — wherever you're planting roots in Oregon.
🌉 Portland Metro
Portland, Beaverton, Hillsboro, Gresham, Lake Oswego, Tigard, and the surrounding suburbs.
🌲 Willamette Valley
Salem, Eugene, and the growing communities up and down the I-5 corridor.
🏞️ Statewide Oregon
From Central Oregon to the coast — if it's in Oregon, I can help you finance it.
Also lending in the Tri-Cities, WA, Idaho and Texas. See Kennewick & the Tri-Cities, Idaho, Texas, Arizona, or Wyoming.
What I Can Help With
Loan options for Oregon buyers
Conventional
Flexible options for buyers with solid credit and steady income.
FHA
Lower down payments and flexible credit — great for first-time buyers.
VA
Zero-down financing and strong benefits for veterans and service members.
USDA
No-down-payment loans for eligible rural and suburban Oregon homes.
Jumbo
Financing for higher-value homes above conventional limits.
Refinance
Lower your rate, change your term, or tap into your home's equity.
Also offering bank statement, ITIN, and DSCR (investor) loans, plus other non-QM programs. See all loan options →
Trusted by homebuyers across Oregon, Washington & Texas.
Read Google Reviews →Good to Know
Oregon mortgage FAQs
Do you do mortgages in Portland and Oregon?
Yes. I was originally based in Portland and continue to do a large share of Oregon loans across the metro and statewide.
Which Portland-area communities do you serve?
The full Portland metro — including Beaverton, Hillsboro, Gresham, Lake Oswego, Tigard, and surrounding communities — plus anywhere else in Oregon.
Can you help if I'm relocating between Oregon and Washington?
Absolutely. I'm licensed in Oregon, Washington, Idaho, Arizona, Texas, and Wyoming, so I can help whether you're moving to Portland, the Tri-Cities, or across state lines.
Last reviewed: August 2026. This page is general education, not financial advice or a commitment to lend.
Let's Talk
Ready to get started in Oregon?
Call or text (503) 481-7866, email simmons@barrettfinancial.com, or reach out below.